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Building Wealth: Achieving Personal and Financial Success in Real Estate and Business Without Money, Credit, or Luck (9780743291613): Russ Whitney: Books. Although less well known than such other get-rich real estate gurus as Wayne Phillips (government loans) or Robert Allen (nothing down), Whitney preaches a similar message: You can get rich in real estate by borrowing your way to wealth with government loans, seller financing, discount mortgages, and other such tactics. He also includes a heavy dose of Horatio Alger up-by-the-bootstraps positivism. Patrons will ask for this book. David Rouse

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